Financial Services & Banking · Wealth Management & Family Office
Corporate Finance, Treasury & Wealth Advisory
Put surplus cash to work sensibly, protect family wealth, and plan succession properly
Discuss this serviceWhat it is
Corporate Finance, Treasury & Wealth Advisory
We advise mid-market companies, business-owning families, and investors on treasury policy, balance sheet structure, family office setup, and succession planning. We work alongside your bankers, CPAs, and lawyers as an independent adviser.
- Typical duration
- 6 to 10 weeks for initial design, with optional quarterly reviews
- Industry
- Financial Services & Banking
The business problem
Why clients need this
Growing companies and family businesses often hold surplus cash in low-yielding accounts without a policy, and leave personal assets exposed to business liabilities.
- 01
Operating surpluses sit in current accounts without a treasury policy, losing value to inflation.
- 02
Business-owning families may lack separate holding structures, leaving personal assets exposed to business risk.
- 03
Succession planning is postponed, creating continuity and tax risk at the point of transition.
Our approach
How we deliver it
- 1
Balance Sheet Review
Mapping bank accounts, debt facilities, covenants, and cash reserves across group entities.
- 2
Liquidity Tiering & Investment Policy
Separating working capital, short-term reserves, and long-term surplus, and matching each to suitable instruments and limits.
- 3
Succession & Holding Structure Design
Working with your legal and tax advisers on family investment companies, private trusts, and shareholding arrangements.
- 4
Governance Implementation
Putting in place an Investment Policy Statement (IPS), counterparty limits, and a regular review committee.
Data & AI
How technology strengthens this service
Cash flow forecasting and scenario analysis, including stress cases, show how much liquidity the business needs and when, so surplus can be invested without risking working capital.
How we use AI across our workTypical deliverables
What you receive
- Liquidity Review & Treasury Recommendations Report
- Investment Policy Statement (IPS) & Treasury Mandate
- Succession, Trust & Holding Structure Options Paper
- Counterparty Risk & Banking Relationship Plan
Outcomes
What changes for you
- A written treasury policy that improves returns on surplus cash within agreed risk limits
- Clearer separation between personal wealth and business liabilities
- A documented succession framework agreed by the family and the board
Who it is for
- Mid-market companies
- Family-owned businesses and founders
- Growth companies holding pre-IPO cash
- Single- and multi-family offices
FAQs
Common questions
Do you sell investment products or earn commissions?+
No. We are paid only by our clients. We do not distribute products or accept commissions, so our advice is not tied to any product.
How do you work with our existing bankers?+
We work alongside your finance team and banking partners, setting clear mandates and benchmarks so you can compare pricing and service on a like-for-like basis.
Can holding structures protect against business liabilities?+
Properly designed and implemented structures can significantly reduce exposure. We design the framework and work with your lawyers and tax advisers, who carry out the legal implementation.
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